New costume!
Almost done.
Well, sort of.
It's supposed to be this...
But still, it's a dress! I shall celebrate with ice cream!
Adventures of a twenty-something science fiction fan, Whedon addict, and amateur costume-creator living in Los Angeles.
I’ve just realized that my unproductive and irrational work habits are multiplying, which makes me feel guilty and a little sad. On the other hand, when I confront their ludicrousness head-on, I’m amused… for the ten seconds or so it takes me to realized how pathetically not-funny most of them are.
Just now, for instance, I got up from my desk, momentarily cheered by the thought of being away from my cubicle, and drifted toward the office supplies in my usual fog of depressed sleepy ennui. I needed window envelopes; there were fifteen or twenty in a sorter with a variety of other envelopes, but that didn’t seem like enough. (I just counted – I actually needed fourteen.) So I hunted through a couple of cabinets until I found the box holding the rest of the supply, and grabbed as many as I could hold in one hand. Looking at the pile I’d just snatched up, I thought, isn’t it funny that I seem to take more of these at a time whenever I run out? And then I followed that thought to its logical conclusion and realized that some primitive part of my back-brain seemed to believe that if I just took enough, someday I would never need to get window envelopes again. Which is obviously absurd, so I was amused. And then depressed again by what passes for amusement.
And now I’ve actually bored myself writing this, which is another excellent reason not to blog at work, beyond the possibility of getting caught and the questionable ethics of using time in which I am being paid to do something else. I am BORING at work. My complete and utter lack of interest in the job actually just translates into complete and utter disinterest (sometimes). If you could accidentally commit suicide simply by sinking into complete passivity, I’d’ve died a couple of years ago.
Well, maybe a good rant will get the blood flowing to my head again. Today’s topic? Let’s go with Chase Bank, N.A. (I believe the N.A. stands for
In February, I happened to be looking over my banking information to see if I needed to wait for a 1098 before filing my taxes, and I noticed that the amount of interest I’d accrued on my savings account seemed kind of low. In fact, when I added it up, I’d gotten a total of $8 for the entire year – on an average balance of $4,000. Digging a little deeper, I discovered that the interest rate (a pitiful 2.25% under the orginal WaMu terms) had, under the new Chase regime, been adjusted to 0.25%. That’s right – one-quarter of one percent. Let’s round that down so that we can more clearly see what it means. Zero point two five percent rounds down to – big surprise – zero! I could have made the same amount of money by stashing the cash under my bed, and then asking any one of my friends for eight dollars. And I would have saved the gas I spent getting to and from the bank. (Okay, usually I walk, but still.)
So I jumped ship. I did a little research, asked around, and moved my savings to ING Direct. (The interest rate there, in the interest of full disclosure, is not great at the moment. But it is over one percent, and, more importantly, it is guaranteed to adjust upward as the economy recovers, something I don’t trust Chase to do.) In the first month, ING gave me as much interest on $100 (my initial trial balance) as Chase gave me on the remaining $3600.
But honestly, I’d been meaning to switch my savings to a higher-yield account for a while, and the best ones are rarely at brick-and-mortar banks. I was disappointed in Chase – and a little insulted by the 0.25% interest rate – but not really bitter. Until last week.
I received my current credit card statement last Monday, and took until Thursday to get around to really looking at it. (I paid it online Wednesday, but that didn’t involve looking at the statement because I’d already budgeted how much I could afford to pay, and just transferred that amount. I’m trying to pay it down, so the amount I transfer is always more than the minimum.) When I did look, I was shocked. The interest rate was 2.25% higher than before – over ten percent.
I’ve never had a major credit card with an interest rate in double digits. Never. (I’m not counting store credit cards here – those always have terrible interest rates.) And my WaMu Visa had held steady for over five years. I called Chase to inquire. The girl on the phone was clearly of the opinion that I was wasting her valuable time. She first tried to make me feel stupid by telling me that Chase had sent me a letter informing me of the change a month ago. Which I’m sure they did. I try to read those “Terms and Conditions” pamphlets, but they’re practically indecipherable. I probably filed it without getting all the way through. I explained, politely, that I wasn’t denying I’d been properly informed, I was just wondering if there was any way Chase could review my account and see if I qualified for a lower interest rate. She informed me with irritation that Chase had already reviewed all the accounts they received from WaMu, and they would not take another look for at least six months, so that I could build up a “payment history”. I pointed out that my FICO score is almost 800, I’m using less than one-fourth of my available credit, and that I had a six-year “payment history” with WaMu, the last three years of which I had always paid more than the minimum. She informed me that Chase had “decided not to take that into account.” Then she tried to say goodbye so she could hang up on me. I interrupted and told her the next call Chase would receive from me would be to transfer my entire balance to a different bank. She told me to have a nice weekend in a tone that sounded like she would prefer it if I stepped in front of a city bus. I asked her to report my comments to her supervisor, wished her a nice weekend in a tone that implied I hoped she would spend it having a root canal with no anesthesia in a dentist’s office where “The Bird Is The Word” was stuck on endless repeat, and hung up, literally shaking with anger.
Half an hour later, I’d been approved for a Citi card with a rate almost as low as my old rate, and a promotional APR of zero percent. As soon as it comes in the mail, I’ll be transferring my balance. It’s not enough revenge on Chase, but at least it’s something. Since despite my love of the name I have not yet learned how to make a Molotov cocktail, it will have to do.
That, and denouncing Chase to my loyal circle of thousands (or at least, more than one) of blog readers. Ah, sweet revenge.
SemiGeekGirl refuses to apologize for her delusions of grandeur... but she will apologize for the lag between posts. She's sorry.
On Tuesday, I read a New York Times article discussing a study that had shown that people who drank three or more cups of coffee a day were less likely to develop Alzheimer’s disease later in life. My grandpa has Alzheimer’s, so I was very interested. On Wednesday, I attempted to put this new information into practice. By noon, the world seemed to be vibrating and I had passed through “sharply focused” on my way to “so wired I might as well be drunk”. On Thursday I cut back to two cups of coffee and decided that the shaking of my hands was all in my imagination.
Not that any of this has much to do with anything. The ridiculous, wired sensation was at least a novel way to experience my job, which usually gives me the feeling I’m being slowly wrapped in grey cotton wool while white noise plays on the radio. It didn’t make my job more interesting, but it did elevate my illicit web-browsing guilt to a new level of paranoia. Think The Fugitive, except that instead of murdering his wife, he’s accused of browsing the Gold Box deals on Amazon.com. Oh, and poor Dr. Kimble was innocent. Never mind, bad example.
But at least I can use the ill-advised coffee buzz as an excuse for my complete lack of creativity lately. For the last thirty-six hours, anyway. Before that… well, I’m sure my brain was doing something very important. Like playing Lego Star Wars. Or driving.
Irregardless. Oops, tangent. A friend (and reader) of mine rails against this word, but I like the sound of it. Also, it escapes my main grammar-in-writing rule, because it’s near-impossible to misunderstand. Only the pickiest of readers will actually stop to consider whether I mean “without regard to” or “without without regard to” (as the etymology of the word suggests), and those who decide on the latter have made a decision to willfully misunderstand. Nevertheless, ten minutes’ worth of internet research has convinced me it falls into the same category as words like “ain’t” and “conversate”, so I will endeavor to stop using it in writing. Although not in conversation. Only idiots, foreigners, blowhards write exactly like they talk, and it’s never a good idea.
Regardless of caffeine adventures and video games, then, I’ve got to kick-start the creative juices into flowing. (Note: I made no promises regarding mixed metaphors.) While summer sees the fruition of many geek-related activities, preparation and planning must begin much earlier. And this spring sees a number of geek-fests of its own, including my local Renaissance Faire, the Paley Center Television Festival, and the series finale of Battlestar Galactica.
Which means it’s time to break out the sewing machine, the recipe books, the reams of scrap paper, and (sadly) the credit cards. I’ve already got a selection of Renaissance wear, and at this point I’m more likely to buy than try to create things from that period, at least for a while. And I don’t think anyone wears costumes to the PaleyFest. Wait, no – I just remembered. One girl did come as Buffy from the Prophecy Girl episode at last year’s Buffy reunion panel. The dress was perfect, but she was a brunette, which seemed puzzlingly half-assed. You’re willing to wander around the Arclight in costume when 95% of the die-hard fans – I’m talking people who spent the night on Sunset Blvd. to be first in line kind of fans, here – show up in street clothes, but you can’t commit to a wig? What’s the point, then?
But that still leaves the series finale of BSG. I’m throwing a party, and costumes will be mandatory. Anyone not wearing a costume will be forced to wear a sign labeling them a Cylon, and then tortured in other ways I haven’t settled upon yet. I’m willing to be somewhat lenient – guests can show up in drab, dirty clothes and claim to be colonists from New Caprica, or slutty, hippie-esque outfits and quote Baltar – but if they can’t even make that effort, they deserve ridicule. And of course I will be willing to help anyone who asks nicely.
So far, though, my efforts to outfit everyone I know as a member of the Colonial Fleet have hit several major snags. The first: undershirts. Anyone who watches the show will recognize the distinctively shaped, black-over-grey double undershirt that the characters seem to wear under every variation of the uniform. (Some people claim that the top shirt is actually a very dark olive-drab, but I've studied good pictures and I still think it's black. But color is less important than shape, in this case, since the shape is what you'll recognize from across a room.) Not only can I not find anything close to the black over-tank - which I understand, since it was obviously custom - but I can't even find sleeveless grey undershirts in the right shape. I may end up removing the sleeves from normal t-shirts and re-hemming the edges, but that seems like an obscene amount of work for the most basic piece of the whole outfit.
But considering my entire BSG costuming effort consists, at this moment, of a pile of undershirts, sports bras, and workout wear on my bedroom floor, and a little bag of patches bought much too dearly on eBay, I'm sure my trials have just begun. Stay tuned for seams and seething, accessories and aggravation, and the despair of dyeing!
Pictures to follow, but only in the event of success.
SemiGeekGirl congratulates everyone on surviving the first full month of 2009!